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Roth Ira becomes one of the most recommended retirement services these days. There are lots of reasons why roth ira is more recommended than any other retirement service. The most important reason is because of the easy rules that people should know before applying for this kind of retirement service. Unlike other retirement services that provide lots of complicated rules, this kind of retirement service give some rules that will never make people difficult to do. Besides the age rules that conveys the range of ages someone has to be before applying for this kind of retirement service, which is started at 18 years old until 52 years old, this retirement service also have other rules.

The first rule is the income rules. This retirement service has income limitations that people have to obey before applying for this kind of retirement service. There will be two kinds of limitations income that people have to know, first limitation for single people, and the second limitation is for married couple. For single people, they have to at least provide $122,000, while for the married couples; they have to provide about $179,000. This way, people will be allowed to contribute their money to Roth Ira when their income is below those limits given. Therefore, people have to constantly check the rule, so that they will know how much they want to contribute. The second rule is conversion rules. This rule will only available for 2011 rules. People have to pay their taxes when they are converting their old Ira to the latest (2011) Ira.

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